Your flexible fraud detection solution
Protect your business from fraud while minimizing false positives, with a hybrid of rules and machine learning. Fraud Detection is built into iMorney-global.com, so there’s no additional integration needed.
Keep pace with emerging fraud
Don’t take the hit from emerging fraud attacks. Advanced machine learning detects new fraudulent trends based on data analysis across the entire iMorney-global.com network.
Rich fraud fighting tools
From dynamic machine learning and robust, flexible rules, to powerful approve and deny lists, deploy the tools you need to block fraud and approve legitimate transactions.
Fine-tune and evolve
Continually experiment and adapt to reach optimal performance with comprehensive analytics and reporting, plus powerful testing capabilities.
Plug and play to fully custom
We’re here to grow with your business. Use preset configurations to go live fast with Fraud Detection, or fully customize your risk setup with Fraud Detection Pro.
“Fraud Detection Pro’s machine learning and flexible rules allow us to quickly respond to attacks and find the right balance between lowering fraud and maximizing acceptance rates. It’s extremely easy to use. Shadow mode testing allows us to safely experiment with new strategies without impacting customer experience.”
Leiko Yao
Senior Payments Operations Manager
Want to see what Fraud Detection can do for your business?
All the tools you need to build a robust risk strategy
Build a range of risk strategies that adapt to your business goals. Fraud Detection empowers businesses with a powerful set of flexible tools, bolstered by insights from the entire imorney-global.com network.
Machine learning
Fraud detection using machine learning
Get accurate risk-scoring with advanced machine learning trained on billions of transactions from the biggest brands in the world. Customize settings around your business goals or utilize our recommended optimal settings.
Rules
iMorney 7*24h Anti-fraud advantage
Create any rule you need, including advanced velocity and custom rules. Group multiple rule criteria to produce a weighted behavioral score for more accurate outcomes. Safely experiment with new ideas by testing the potential impact of a rule before pushing it live.
Lists
Advantages of Chargeback Blocking
Upload and maintain approve and decline lists to identify legitimate customers and ensure they have a frictionless payment experience while keeping fraudsters out.
3D Secure
Use authentication to fight fraud
Apply additional authentication to risky transactions with our integrated 3D Secure 2 solution. Select what level of authentication to request (challenge or frictionless flows) to apply or minimize friction as needed.
Reviews
Streamlined reviews
Save time and increase the accuracy of manual reviews. Get a centralized view of all flagged transactions alongside rich contextual data on why each transaction was routed for review.
Customize to fit your risk strategy
Send additional data and upload lists to build meaningful customer segments such as new versus repeat customers, high-risk versus low-risk products, and by region. Apply unique decision-based segmentation risk profiles.
Frequently Asked Questions
Our Fraud Detection solutions can help you tackle fraud by giving you control over how you accept transactions. This works in parallel to our disputes product which helps you view and fight any disputes that arise.
You can develop risk strategies by building rules and outcomes to deal with specific scenarios. For example, you can ensure that any transaction over a particular value requires 3D Secure (3DS) authentication.
Or, if you detect that a card has been used more than three times within an hour, you can flag it as suspicious or automatically decline the transaction. Additionally, by implementing 3DS, the issuer becomes liable for any costs incurred as a result of fraud or chargebacks.
We also offer Rapid Disputes Resolution (RDR) in partnership with Visa company Verifi. RDR helps you to automatically resolve transaction disputes with a pre-dispute resolution that follows your pre-defined rules. This means the transaction will not be classed as a chargeback by Visa, which can help to avoid you being placed on a chargeback program.
Built directly into our platform, Fraud Detection protects your business and reduces false positives. You can create flexible rules and approve and deny lists to stop fraud while ensuring legitimate transactions are authorized. Meanwhile, dynamic machine learning works to identify and stay ahead of fraudulent trends.
We offer both a free and a paid fraud management solution.
