Online payment processing that powers growth

Process debit and credit card payments online, anywhere and access local payment methods through our global payments platform. Our regional expertise helps you capture more value in every transaction, increase sales, and optimize costs.

Increase acceptance rates everywhere

Get faster, more reliable payments with direct acquiring in every major market, plus 150+ currencies and local payment methods.

Shape your solution

Painlessly integrate, adapt, and manage your payments how you want to with our single payments API and developer-friendly tools.

Grow your revenue

Optimize every payment and create innovative products fast by using actionable data and instant insights.

Always stay ahead

Give customers the frictionless payment experiences they expect while keeping your payments compliant.

Boost acceptance

International payments, local success

Optimize your global payments performance in each market using our deep local knowledge and local payment processing you can trust.

Want to learn more about our global payments solution?

Shape your solution

Online payment processing for complex needs

Integrate once. Add features and payment methods in any market anytime. You can adapt our single payments API to your needs – no matter how unique they are.

“The larger selection of card payment options allows customers to pick the ones that best fit their individual trading needs.”

Yu Wu
CTO – LONGRET

Grow your revenue

Optimize with actionable payments data

Granular

Understand and lower payment costs with a transaction-level view and a simple reconciliation process.

Accessible

See opportunities and fix problems quickly with our payments dashboard or reporting API that integrates with your existing platforms.

Actionable

Optimize every part of the payment journey and innovate with speed and confidence using first-hand data and instant insights.

Always stay ahead

Go beyond customer expectations

Keep customers coming back and increase conversion with safe and seamless online payment processing across all digital channels.

Payment interfaces

Use our range of integrated payment solutions to accept one off or subscription payments through web, mobile, social and emai

Suite of payment methods

Smarter fraud detection offers machine-learning that uses data-driven insights to reduce risk

Local acquiring hubs

3D Secure authentication and innovations for frictionless payments with network tokenization

Want to learn more about our global payments solution?

Compliance made easy

Stay ahead of evolving regulation as our online payments technology adapts automatically. From PCI DSS to Strong Customer Authentication, we’ve got you covered.

Frequently Asked Questions

Through a single integration, iMorney-global.com provides online payment gateway services, payment processing, domestic and international acquiring, and powerful fraud detection capabilities.

We can help our merchants access the right payment methods, improve their authorization rates, settle funds to bank accounts faster, and more by leveraging cutting-edge technology and deep industry expertise.

We offer the largest international debit and credit cards including Visa, Mastercard, American Express, Diners Club International, Discover, Maestro, and JCB. We also offer domestic cards and local processing including Bancontact, Cartes Bancaires, KNET and more.

How do online debit and credit card payment processing work?

After a customer enters their card details to buy goods or services on your website, you send a payment authorization request to your payment processor. The processor submits transactions to the appropriate card scheme. Once this has happened they arrive at the bank that issued the customer’s card.

These submissions include details like the expiry date, CVV, AVS, and 3D Secure authentication, which the issuing bank uses as part of their decision process to approve or decline the payment, along with the cardholder’s balance and other factors. If approved, they’ll reserve the funds against the customer’s account.

After this, an authorization or decline code is sent by the issuing bank to the card scheme, payment processor and finally to you. All this can happen in under a second.

Next, the payment processor requests funds from the issuing banks, which are charged to the cardholder and transferred to the processor, minus interchange fees. Finally, the processor deposits the funds into your bank account.

Authorization happens in near real-time, and you can use our platform to control when we capture reserved funds from your customers’ accounts. This can be at the point of purchase, or up to seven days from the time of authorization if you need to check your inventory before shipping goods.

Once we capture funds from your customers’ accounts, the delay before we pay out funds to your bank account is typically two days, but this can vary based on your agreement with us.

Ready? Let’s upgrade your payments processing

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